Essential Money helped me refinance two loans – my mortgage and an investment loan. I am self-employed, and Peter developed a strategy to make sure the lender and the products for the combined borrowings met my particular needs – low cost, flexibility (regarding repayments, redrawing, etc), good interest rates, and able to managed electronically by me. Peter ensured the documentation and approval process was – relatively – painless, and he kept me informed at all the right times about progress and about the decisions I needed to make. Peter and his staff have subsequently been very accessible and helpful when I have had questions or issues. I am very happy with the result and confident that Peter’s strategy was the right one for me. Highly recommend Essential Money.